Since 1996 Interstate has been protecting borrower's interest. Our niche is a low rate mortgage with even lower fees. We specilize in high fico clients typically with 6+ figure incomes who demand perfection. On average we can save them .25% in rate and about $2000 on lender fees since our clients default rate is minimal. Strong understanding of lending guidelines allows an upfront underwriting at time of applicaiton to minimize back and forth conditiion requests. This creates quick turntimes and an overall smooth transaction. You can get accurate real time quotes in just 3 seconds and no contact info is required with the Mortgage Rate Calculator.
Interstate Mortgage started as a Father & Son company over 15 years ago with one mission "Do What You Say". We guarantee that our lender fee will never change from your initial quote or we eat the difference. This means everyone saves time and money knowing the true costs of the loan.
I am truly proud to be running a firm, founded by my father, that wants to show borrowers what Truth-in-Lending really looks like.
Ryan Ingram, CEO
Purchase - We offer great purchase mortgage products including as little as 1/2 percent down payment loans, 10% down Investor loans (no MI). Interstate understands there is a tremendous buying opportunity and gives our buyers the best financing options available today.
Refinance- Does it make sense (cents) for you to refinance in today's rate environment? How much will your payment reduce with our low rate mortgage? How much will it cost? Our guaranteed fee quotes are the foundation for a smooth loan process. You may ask yourself if our pricing is too good to be true. I urge you to check out our BBB A+ rating. We have been putting our money where our mouth is since 1996.